Consumer credit: UK FCA proposes simplifications to financial ...
The UK FCA is proposing simplifications to rules for consumer credit and, specifically, updates to financial promotions requirements. The article highlights the “clear, fair and not misleading” requirement under CONC 3.3.1R and how it is reflected in the FCA’s wider duty.
AppleCare+ is typically a product sold as an insurance/warranty-like offering, but if AppleCare+ (or related add-ons) are financed or bundled through credit (e.g., device payment plans), FCA consumer-credit and financial promotion rules could affect how Apple/partners market those plans in the UK. The direct link to warranties/insurance cover is indirect, but compliance around promotional clarity and fairness could influence messaging, disclosure, and sales practices.
This includes the clear, fair and not misleading requirement in CONC 3.3.1R which, although reflected in the Duty, is a 'key consumer protection' and should be ...
Country
United Kingdom
Region
Europe
Discovered
5/12/2026
Relevance Score
Language
English